Insights
Stay up to date with practical home loan guidance, market updates and simple explanations that help make lending easier to understand.
At The Mortgage People, we share useful content for first home buyers, homeowners, investors and anyone wanting to make more confident financial decisions. From market changes to loan tips and jargon busting, this is where we break things down in a way that is clear and genuinely helpful.
Should You Buy an Investment Property in 2026?
Is 2026 the right time to buy an investment property? We look at interest rates, borrowing power, equity, loan structure and the key questions to consider before investing.
Will Interest Rates Go Up? What the Latest Inflation Figures Mean for Your Mortgage
Australia's June 2026 inflation figures are softer than expected. Learn what this means for interest rates, your mortgage and whether refinancing could save you money.
Is It Worth Refinancing
Wondering if it is worth refinancing your home loan? Here’s how to tell when refinancing may make sense and what to weigh up before making a move.
What Is LMI and When Do You Have to Pay It?
Learn what LMI is, when you may have to pay it and how it can affect your home loan if you are buying with a smaller deposit.
What Is Borrowing Power and What Affects It?
Learn what borrowing power means, what lenders look at and what can affect how much you may be able to borrow for a home loan.It All Begins Here
What Benefits Are Available to First Home Buyers in Queensland?
Learn what benefits are available to first home buyers in Queensland, how they work and how they could help you buy sooner and save money over time.